Simple, Transparent Pricing
At Texas 1st Financial, we keep pricing simple and honest. Every business is different, so we offer flexible programs that fit your needs—with no hidden fees, just clear solutions backed by our local support team.
Our Programs
Flat-Rate Program
Dual Pricing / Cash Discount Program
Dual Pricing / Cash Discount Program
Perfect for businesses that value predictability. With one simple rate for every transaction, you’ll always know exactly what to expect at the end of the month.
Dual Pricing / Cash Discount Program
Dual Pricing / Cash Discount Program
Dual Pricing / Cash Discount Program
Eliminate or significantly reduce your processing fees by passing the cost to customers who pay with cards—while still offering a discount for cash payments. A smart way to protect your margins and boost savings.
Interchange-Plus Program
Interchange-Plus Program
Interchange-Plus Program
The most transparent option available. Pricing is tied directly to card network rates, plus a small markup. This program is ideal for businesses with higher volume that want the lowest possible costs.
High-Risk Programs
Interchange-Plus Program
Interchange-Plus Program
Certain industries face stricter processing requirements—but that doesn’t mean they should pay unfair rates. We specialize in securing cost-effective solutions for high-risk businesses, so you can process payments with confidence.
What’s Included With Every Program
Free Equipment Options – Get started without the upfront costs.
Next-Day Funding – Keep cash flow moving with deposits as soon as the next business day.
Secure Transactions – Full PCI compliance to protect your business and your customers.
Bilingual Support – Friendly experts ready to help in English and Spanish.
Detailed Reporting & Analytics – Clear insights to track sales, spot trends, and grow smarter.
Secure Payments, Trusted Protection
your security is our priority Every transaction, every time.
Why Security Matters
In today’s world, security isn’t just about technology—it’s about trust. Your customers expect every card swipe, tap, or click to be safe. A single breach can damage more than data—it can damage relationships.
- Reputation Protection: Secure systems mean your customers can shop without worry.
- Compliance Made Simple: We guide you through PCI requirements, so you stay protected without the headache.
- Future-Proof Safeguards: From chip cards to contactless payments, we keep your business one step ahead.
- PCI Compliance Support: We guide you through the process so you can stay compliant without the hassle.
- Point-to-Point Encryption: Card data is encrypted the moment it’s entered, keeping transactions safe.
- Tokenization: Sensitive information never touches your systems, reducing your risk.
- Fraud Monitoring: 24/7 detection and prevention to stop threats before they become problems.
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